Skillful is a specialist recruitment agency for credit risk, analytics and data roles in the UK. We place permanent and contract professionals across the full credit risk discipline, from regulatory modellers to portfolio managers and collections specialists.
We specialise purely in credit risk, analytics and data. Every role we work on sits within this discipline, which means we understand the nuance of each hire, the difference between an IFRS 9 modeller and an IRB specialist, between a credit risk manager who owns policy and one who owns models, between a scorecard builder in a bank and one at a consultancy.
We work with candidates at all levels, from graduate-entry analyst roles through to Head of Credit Risk and Director-level appointments. On the contract side we place day-rate and fixed-term professionals for project work, regulatory programmes and interim cover.
We regularly place modellers and analysts working on PD, LGD and EAD models, ECL calculation and reporting, staging logic and IFRS 9 governance frameworks. Clients range from banks building their first IFRS 9 function to established lenders upgrading their models ahead of an audit or regulatory review.
Internal ratings-based work demands deep technical and regulatory knowledge. We have placed IRB modellers at building societies, specialist lenders and challenger banks, as well as the consultancies that support them. Application, behavioural and collection scorecards across retail and commercial lending are a core part of what we do.
Independent model validation is a growing function across UK lenders as regulatory expectations rise. We place validators at all levels, analysts carrying out testing and documentation through to senior validators and validation managers responsible for frameworks and oversight. Many of the professionals we work with hold CFA, FRM or equivalent qualifications.
We place collections strategy analysts and managers, portfolio risk leads and arrears management specialists. This spans early arrears, late-stage collections, forbearance strategy and recoveries, across both retail and SME lending. Increasingly we are also placing data scientists applying machine learning to collections propensity and contact optimisation.
Our clients are lenders and the firms that serve them. On the lender side that includes challenger banks, specialist mortgage lenders, consumer credit providers, building societies, motor finance companies and buy-now-pay-later businesses. On the advisory and consultancy side we work with the firms that provide modelling, analytics and risk consulting services to these lenders.
We are selective about the mandates we take on. We work on roles where we have access to the hiring manager, understand the brief properly and can represent candidates honestly, which means we sometimes turn work away rather than add another agency to a shortlist.
We work on both permanent appointments and contract engagements. Permanent placements range from analyst and associate roles to senior management and leadership. Contract work includes day-rate IFRS 9 programme resource, IRB validation support, and interim credit risk managers during periods of growth or restructuring.
Most of our clients are headquartered in London, though many now operate hybrid or remote-first policies. We also cover roles in Manchester, Leeds, Edinburgh and other UK cities, particularly for lenders and consultancies with regional offices. We do not currently work on roles outside the UK.
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Get in touchinfo@meetskillful.com · 0208 138 2288
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